::Welcome to Jammu and Kashmir Bank Limited ::
 
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::Welcome to Jammu and Kashmir Bank Limited ::
   Customer Information  |  Investor Relations  | Services

  Global Access Card | Empowerment Credit Card | Merchant Acquiring | User Guide

  Global Access Card
  Salient Features    
  • Pin Based -Maestro / Cirrus Debit Card
  • Provides online access to savings or current account.
  • Accepted at all Domestic as Well as International MasterCard™,Maestro™,Cirrus™ Enabled ATM's and Point Of Sale locations.
  • Accepted at National Financial Switch (NFS) ATM's.
  • No Transaction Fee at JK Bank ATM's
  • No Transaction Fee on purchases

  Entry Fee & Charges  
  • Entry Fee : Rs.100
  • Half Yearly Usage Charges: Rs.50/-

 


  Transactional Charges  
On MasterCard Based Other Bank ATM's (per Transaction)
Domestic Non Financial Transaction Rs.10
Domestic Financial Transaction Rs.30
International Non Financial Transaction Rs.15
International Financial Transaction Rs.100
On National Financial Switch based Other Bank ATM's (per transaction)
Non Financial Rs. 10
Financial Rs. 25

Top                                                                                                       (Conditions Apply)
  Empowerment Credit Cards
  Customer Benefits  
  • 20-50 day Credit Free Period
  • Revolving Credit Facility on paying of minimum payment due in the same billing period.
  • Hassle free credit facility at competitive rate of interest.
  • Cash Withdrawal Facility upto 20% of total credit limit.
  • Loyalty programme
  • 24 Hour Customer Assistance at JK Bank Helpdesk.

 


  Types of Cards  
  • Blue Empowerment Card
  • Silver Empowerment Card
  • Gold Empowerment Card

  Acceptability  
  • All Merchant Establishments like shops who honor MasterCard™ Credit Cards.
  • All ATM's which accept MasterCard™ Credit Cards.

Eligibility  
  • Annual Income
    • For Salaried -Above Rs 80,000.00
    • For Self Employed -Above Rs. 1,50,000.00

Documentation  
  • Income Proof
  • Address Proof
  • Identity Proof

  Credit Limits  
  • Blue Empowerment Card- Upto Rs.25,000.00
  • Silver Empowerment Card-Upto Rs.50,000.00
  • Gold Empowerment Card-Upto Rs.1,00,000.00

  Rate of Interest  
  • 2% per month

  Late Fee  
  • Rs.100

  Cash Withdrawal Charges  
  • 2% per month from date of Withdrawal along with tranasctional charges.*


Note: Applications can also be submitted directly at concerned Branch Offices

Top                                                                                                       (Conditions Apply)
  Merchant Acquiring
  Features  
  • All types of Visa & MasterCard based cards Accepted
  • Can Extend American Express Card Acceptance
  • Quick Merchant Payment
  • Merchant Helpdesk and Onsite Support.
  • Competitive Commision Rates
  • No hidden Charges

  Charges  
  • On time Instalation Charges.
  • Commision on per transaction basis.

  Documention  

Top                                                                                                       (Conditions Apply)
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::Welcome to Jammu and Kashmir Bank Limited ::