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  • Saving Bank Deposits Savings Bank Deposit Scheme
    SB Ujala -No Frills Account
  • Term Bank Deposits Millennium Deposits Scheme Flexi Deposits Scheme
    Fixed Deposits Scheme
    Child Care Scheme
    and more...
  • Value Added Schemes Tax Saver Term Deposit Scheme Mehendi Deposit Certificate
    Daily Deposit Saving Scheme
  • Gift Cheque Scheme Unique mode to present your gifts to your nears and dears on all occasions.
    Available in the denominations of Rs.101, Rs.201, Rs.501, Rs.1001 and Rs.5001.
  • Current Accounts Platinum Current Account
    Gold Current Account
    Premium Plus
    Current Account
    Premium Current Account
    Basic Current Account
 

 Saving Bank Deposits

 

   Platinum Current Account

  Features & benefits.
  • Minimum AQB of Rs 5, 00,000.
  • Free issuance of Demand Drafts
  • Free issuance of duplicate DDs
  • Free Collection of Bills upto Rs 10 lacs /month.
  • Free 50 pay orders per month.
  • Free inter branch funds transfer.
  • Free collection of local/ outstation cheques(own bank)
  • Free International Gold Debit Card issued with an ATM withdrawal limit of Rs 1 lac/day & PoS transaction limit of Rs 1.5lacs.
  • Nomination facility available.
  • Free RTGS/ NEFT Facility.
  • Free e-banking facility.

  Eligibility
  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.

  Documentation
  • Application Form.
  • Photograph of depositor/s (2 copies)
  • Documents as  per KYC Norms
  • PAN Card or IT returns
  • Partnership deed/ MOA, AOA, Certificate of incorporation, as applicable.
  • Related documents for HUF, associations, etc.
  • Other documents like registrations, etc.

  FAQs
  1. Who can open a Platinum Current Account with J&K Bank?
    Platinum Current Account can be opened by individuals , either singly or jointly, sole proprietorships,  Partnership firms,  Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc.
  2. What is the minimum Average Quarterly Balance required to be maintained?
    You are  required to maintain a minimum AQB of Rs 5 lacs.
  3. What are the benefits of the Platinum current Account?
    You can avail the following benefits:
  • Free issuance of Demand Drafts
  • Free issuance of duplicate DDs
  • Free Collection of Bills upto Rs 10 lacs /month.
  • Free 50 pay orders per month.
  • Free inter branch funds transfer.
  • Free collection of local/ outstation cheques(own bank)
  • Free International Gold Debit Card issued with an ATM withdrawal limit of Rs 1 lac/day & PoS transaction limit of Rs 1.5lacs.
  • Nomination facility available.
  • Free e-banking facility & much more.

  Top (Conditions Apply)

   Gold Current Account

  Features & benefits.
  • Minimum AQB of Rs 2, 50,000.
  • Free issuance of Demand Drafts up to 50 Lakhs per month
  • Free inter branch fund transfer
  • Free Collection of Bills upto Rs 5 lacs /month.
  • Free collection of local/ outstation cheques(own bank)
  • Daily Debit card limits (ATM/POS) 100000/150000)

  Eligibility
  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.

  Documentation
  • Application Form.
  • Photograph of depositor/s (2 copies)
  • Documents as  per KYC Norms
  • PAN Card or IT returns
  • Partnership deed/ MOA, AOA, Certificate of incorporation, as applicable.
  • Related documents for HUF, associations, etc.
  • Other documents like registrations, etc.

  FAQs
  1. Who can open a Gold Current Account with J&K Bank?
    Gold Current Account can be opened by individuals , either singly or jointly, sole proprietorships,  Partnership firms,  Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc.
  2. What is the minimum Average Quarterly Balance required to be maintained?
    The minimum AQB required to be maintained is 2.50 lakhs.
  3. What are the benefits of the Gold Current Account?
    You can avail the following benefits:
  • Free inter branch funds transfer.
  • Free collection of bills (up to 5 lakhs/ month).
  • Free issuance of DD’s upto 50 Lakhs/month
  • Nomination facility available.
  • Free e-banking facility.
  • Free RTGS/NEFT facility & much more.

  Top (Conditions Apply)

   Premium Plus Current Account

  Features & benefits.
  • Minimum AQB of Rs  1,00,000.
  • Free issuance of Demand Drafts up to 30 Lakhs per month
  • Free inter- branch fund transfer with Rs. 50.00 Lakhs per month
  • Free cheque collection.
  • Free bill collection up to 2.00 Lakhs per month
  • Daily Debit card limits (ATM/POS) 100000/150000 .

  Eligibility
  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.

  Documentation
  • Application Form.
  • Photograph of depositor/s (2 copies)
  • Documents as  per KYC Norms
  • PAN Card or IT returns
  • Partnership deed/ MOA, AOA, Certificate of incorporation, as applicable.
  • Related documents for HUF, associations, etc.
  • Other documents like registrations, etc.

  FAQs
  1. Who can open a  Premium Plus Current Account with J&K Bank?
    Premium Plus Current Account can be opened by individuals , either singly or jointly, sole proprietorships,  Partnership firms,  Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc.
  2. What is the minimum Average Quarterly Balance required to be maintained?
    The minimum AQB required to be maintained is 1.00 lakhs.
  3. What are the benefits of the Premium Plus current Account?
    You can avail the following benefits:
  • Minimum AQB of Rs  1,00,000.
  • Free issuance of Demand Drafts up to 30 Lakhs per month
  • Free bill collection up to 2.00 Lakhs per month
  • Free inter- branch fund transfer with Rs. 50.00 Lakhs per month
  • Free E-banking facility
  • Free cheque book facility (150 Leaves) & much more.

  Top (Conditions Apply)

   Premium Current Account

  Features & benefits.
  • Minimum AQB of Rs 50,000.
  • Free issuance of Demand Drafts up to 15 Lakhs per month
  • Free Pay Order/ Banker’s Cheque.
  • Free inter- branch fund transfer with Rs. 20.00 Lakhs per month
  • Free collection of local cheques and much more
  • Daily Debit card limits (ATM/POS) 40000/100000

  Eligibility
  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.

  Documentation
  • Application Form.
  • Photograph of depositor/s (2 copies)
  • Documents as  per KYC Norms
  • PAN Card or IT returns
  • Partnership deed/ MOA, AOA, Certificate of incorporation, as applicable.
  • Related documents for HUF, associations, etc.
  • Other documents like registrations, etc.

  FAQs
  1. Who can open a  Premium Current Account with J&K Bank?
    Premium Plus Current Account can be opened by individuals , either singly or jointly, sole proprietorships,  Partnership firms,  Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc.
  2. What is the minimum Average Quarterly Balance required to be maintained?
    The minimum AQB required to be maintained is 0.50 lakhs.
  3. What are the benefits of the Premium Current Account?
    You can avail the following benefits:
  • Minimum AQB of Rs  50,000.
  • Free issuance of Demand Drafts up to 15 Lakhs per month
  • Free Pay Order/ Banker’s Cheque.
  • Free inter- branch fund transfer with Rs. 20.00 Lakhs per month
  • Free E-Banking facility
  • Free cheque book facility (100 Leaves) & much more.

  Top (Conditions Apply)

   Basic Current Account

  Features & benefits.
  • Min. average quarterly balance of Rs 3000 only
  • Daily Debit Card Limits(ATM/POS) Rs. 40000 / 10000
  • Multiple services available at very low charges.
  • Free e banking facility.

  Eligibility
  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.

  Documentation
  • Application Form.
  • Photograph of depositor/s (2 copies)
  • Documents as  per KYC Norms
  • PAN Card or IT returns
  • Partnership deed/ MOA, AOA, Certificate of incorporation, as applicable.
  • Related documents for HUF, associations, etc.
  • Other documents like registrations, etc.

  FAQs
  1. Who can open a  Basic Current Account with J&K Bank?
    Basic  Current Account can be opened by individuals , either singly or jointly, sole proprietorships,  Partnership firms,  Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc in Metro & Urban areas.
  2. What is the minimum Average Quarterly Balance required to be maintained?
    The minimum AQB required to be maintained is Rs 3 thousand only.
  3. What are the benefits of the Premium Plus current Account?
    You can avail the following benefits:
  • Free cheque book facility (50 Leaves).
  • Daily Debit Card Limits(ATM/POS) of Rs. 40000 / 10000
  • Multiple services available at very low charges.
  • Free e banking facility.

  Top (Conditions Apply)

   Grameen Current Account

  Features & benefits.
  • Min. average quarterly balance of Rs 1000 only
  • Daily Debit Card Limits(ATM/POS) Rs. 40000 / 10000
  • Multiple services available at very low charges.
  • Free e banking facility.

  Eligibility
  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.

  Documentation
  • Application Form.
  • Photograph of depositor/s (2 copies)
  • Documents as  per KYC Norms
  • PAN Card or IT returns
  • Partnership deed/ MOA, AOA, Certificate of incorporation, as applicable.
  • Related documents for HUF, associations, etc.
  • Other documents like registrations, etc.

  FAQs
  1. Who can open a  Grameen Current Account with J&K Bank?
    Grameen Current Account can be opened by individuals , either singly or jointly, sole proprietorships,  Partnership firms,  Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc in Rural  & Semi-Urban areas.
  2. What is the minimum Average Quarterly Balance required to be maintained?
    The minimum AQB required to be maintained is Rs 1 thousand only.

    What are the benefits of the Grameen current Account?
    You can avail the following benefits:
  • Free cheque book facility (50 Leaves).
  • Daily Debit Card Limits(ATM/POS) of Rs. 40000 / 10000
  • Multiple services available at very low charges.
  • Free e banking facility.

  Top (Conditions Apply)
 
 

 
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