::Welcome to Jammu and Kashmir Bank Limited ::
 
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::Welcome to Jammu and Kashmir Bank Limited ::
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Saving Bank Deposits Savings Bank Deposit Scheme
SB Ujala -No Frills Account
       
Savings Bank Deposit Scheme
  Salient Features  
  • Account can be opened with a minimum initial deposit of Rs.100/- to Rs.500/-
  • Convenient and easy to operate account to save time and money.
  • Suitable for irregular income groupNo time bar on depositing or withdrawing money.

  Who can open this Account?  
  • A person in his/her name.
  • More than one person in their joint names.
  • Minor through guardian or himself if above 10 years of age.
  • Illiterate persons.
  • Blind persons. - Associations, clubs, Societies, Trusts, etc.

  Facilities  
  • Anywhere banking facility.
  • ATM/Debit card.
  • Telebanking facility.
  • Cheque book facility

SB Ujala -No Frills Account

  Main Features  
  • A variant of Saving Bank account to ensure financial inclusion and to strive for making banking services easily accessible to all segments of society.
  • Minimum initial deposit is Rs.50/-. However, customers also allowed to open the account with a banking instruments like Banker's cheque, etc. However, minimum balance of Rs 50/- is mandatory to keep the account operational.
  • 4 withdrawals permissible per month.
  • Cheque book facility available to account holder/s maintaining average quarterly balance of Rs.1000/- and above for past 6 months

 
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::Welcome to Jammu and Kashmir Bank Limited ::