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  • Anywhere Banking Power to Access to your accounts across our branch network.
    The facilities include Cash Deposit/Withdrawal and transfer.
    Outstation Cheque collection.
  • Internet Banking JKB e-Banking = easy Banking, stay connected 24x7
    Available for both Retail and Corporate users.
    SMS Banking
    Statement of Accounts.
    Funds Transfer.
  • ATM Services A network of ATMs deployed across the country.
    Accepting Maestro / Cirrus / Mastercard / VISA / NFS atm / debit / credit cards.
    24x7 Support - ATM Helpdesk
  • Debit Cards - Global Access Card Pin Based -Maestro / Cirrus Debit Card
    Provides online access to savings or current account.
    Accepted at all Domestic as Well as International MasterCard,Maestro,CirrusEnabled ATM's and Point Of Sale locations.
  • Depository Services Dematerialization
    Stock Broking through INVESTMART an initiative of ILFS.
    Depository Participant of NSDL and CDSL.
    Market transaction
    and more...
  • Cash Management Service Real Time Gross Settlement (RTGS)
    National Electronic Fund Transfer (NEFT).

  Internet Banking

  • Available for both Retail and Corporate users.
  • SMS Banking
  • Statement of Accounts.
  • Funds Transfer.

Click here to Download Internet Banking Form to register as a retail user

  • (Submit the filled form at your branch for creation of your Internet banking user)

Click here to Download the Internet Banking Form to register as a Corporate user.

  • (Submit the filled form at your branch for creation of your Internet banking user)

Click here to Download the Internet Banking Password Reset Form.

  Corporate/Retail Internet Banking
Both corporate and retail clients can access their accounts anytime and from any location via the World Wide Web. Presently following services are available to the corporate clients:
  • Access/view of accounts
  • Transfer of Funds between self linked accounts maintained with our bank.
  • Transfer of Funds from their own accounts to external accounts (e.g. Vendor payment)
  • Transfer of Funds from external to own accounts (e.g. dealer collection).
  • Transfers of Bulk upload.
  • Transfer to non J & K Bank account holders through RBI NEFT/RTGS
  • Transfer of non-standard bills.
  • Utility bill payments.

  Ecommerce facility for JK Bank Ebanking customers
  • J & K Bank Secure Payment Gateway, to provide ecommerce facility to the ebanking customers.
  • Tie up with M/S Avenues India Pvt. Ltd. (ccevenue) and M/S BillDesk, for extending ecommerce facility to the ebanking customers.
  • The facility shall be available to only such ebanking users, which have been enabled by the Bank for Bill Payment facility.
  • eBanking users intending to purchase goods online through the Ccavenue shopping site shall be required to:
    • Logon to the Master Merchant’s (M/S Avenues India Pvt. Ltd.) website                                                  http://world.ccavenue.com/content/clients.jsp.,
    • Select the item to be purchased
    • Select ebanking as the mode of payment.
    • Select the J & K Bank and the system will take the user to the J & K Bank’s ebanking site prompting him to enter his ebanking user-id and password.
    • After entering the Bank’s ebanking site the customer will be able to pay the amount of bill by debit to its own account.
  • M/S BillDesk - is a useful service that provides customers a single point of contact for all your payment needs. Our customer can pay bills and make other payments online. Instead of writing a cheque each time, now our customers can use any device connected to the Internet (computer, kiosk, etc) and make payments with the click of a mouse. In effect, through BillDesk customers can now make All Payments at a Single Location.

  e-Payment of Tax for
JK Bank Ebanking customers
  • NSDL (National Securities Depository Ltd.), the first and largest depository in India, established in August 1996 and promoted by institutions of national stature responsible for economic development of the country has since established a national infrastructure of international standards that handles most of the securities held and settled in dematerialised form in the Indian capital market.
    Tax Information Network (TIN), a repository of nationwide tax related information, has been established by National Securities Depository Limited on behalf of Income Tax Department of India (ITD).
    Although India had a vibrant capital market which is more than a century old, the paper-based settlement of trades caused substantial problems like bad delivery and delayed transfer of title till recently.
  • e-Payment facilitates payment of direct taxes online by taxpayers. To avail this facility the taxpayer is required to have a net-banking account with any of the banks certified by NSDL,CBDT and RBI for collection of Direct TAX. J&K Bank has been added to the list.Also, e-payment of Indirect Tax  for J&K State Govt. has been added to our services.

Click here to pay your Taxes Online

  Internet Banking Enabled Branches

Click here to view our Internet Banking Enabled Branches


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