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  • Anywhere Banking Power to Access to your accounts across our
    branch network.
    The facilities include Cash Deposit/Withdrawal
    and transfer.
    Outstation Cheque collection.
  • Internet Banking Access/view of accounts
    Transfer of Funds
    Utility bill payments.
    Funds Transfer
    Available for both Retail and Corporate users.
    Statement of Accounts.
    Funds Transfer.
  • ATM Services A network of ATMs deployed across the country.
    Accepting Maestro / Cirrus / Mastercard / VISA / NFS atm / debit / credit cards.
    24x7 Support - ATM Helpdesk
  • Debit Cards - Global Access Card Pin Based -Maestro / Cirrus Debit Card
    Provides online access to savings or current account.
    Accepted at all Domestic as Well as International MasterCard,Maestro,CirrusEnabled ATM's and Point Of Sale locations.
  • Depository Services Dematerialization
    Stock Broking through INVESTMART an initiative of ILFS.
    Depository Participant of NSDL and CDSL.
    Market transaction
    and more...
  • Cash Management Service Real Time Gross Settlement (RTGS)
    National Electronic Fund Transfer (NEFT).

  Internet Banking


Both corporate and retail clients can access their accounts anytime and from any location via the World Wide Web. Presently following services are available:

  • Access/view of accounts
  • Transfer of Funds
    • In-between Self-linked accounts maintained with our bank.
    • From own accounts to other J&K Bank account holders.
    • From own accounts to other non J & K Bank account holders through RBI NEFT/RTGS
  • Utility bill payments. (Power Development Department (PDD) Bills for J&K State)
  • Statement of Accounts.
  • Funds Transfer.
  • Online Registration facility for e-banking facility online.
  • Online Regeneration of password.
  • Open Term Deposits under various schemes like Cash Certificates, Fixed Deposits and Monthly Yield online.
  • Schedule transactions for future dates. This scheduling can be either for a single transaction or a recurring set of transactions spread over a defined period as per your need.
  • View your Tax payments (FORM 26 AS) online.
  • View your Demat Holdings with JKBFSL online.
  • Credit EMI to loan accounts online.
  • In addition for corporate customers
    • Request for LC issuance online and view issued LC's & BG's
    • Excel Upload for Corporates
    • Bulk NEFT/RTGS for Corporates

  Ecommerce facility
  • J & K Bank Secure Payment Gateway, to provide ecommerce facility to the ebanking customers.
  • This Can be Availed by Payment Aggregators as well as individual merchants to enable their Ecommerce Site with Payment option of J&K Bank E-Banking Customers.
  • J&K Bank supports more than 10 Payment Aggregators which covers most of the ecommerce merchants.

  Download Forms

Click here to Download Internet Banking Form to register as a retail user

  • (Submit the filled form at your branch for creation of your Internet banking user)

Click here to Download the Internet Banking Form to register as a Corporate user.

  • (Submit the filled form at your branch for creation of your Internet banking user)


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